Rent to buy

Direct Car Finance®

Direct Car Finance is not just another Spanish bank credit. At a time where bank credit, credit lines are more and more complex, we welcome you to Direct Car Finance.

The only true drive away Car Finance in Spain.

We provide the expertise in helping people like you, finance your car, regardless of previous credit history.
Our finance is available to absolutely everybody irrespective of their status … as long you can pay and have a driving license.

Direct Car Finance solution has no effect on your credit line, keep your cash flow, competitive pricing.
 
  • Choose the car you like - Only Spanish Registration.
  • Choose a brand new, semi new or a used car.
  • Choose a 12, 24, 36, 48 or 60 month contract for your lease down payment.
  • Choose Insurance from First Insurance Package.
  • Choose us to pay the yearly cost to the public Road Tax (IVTM) and to the public Car Inspection (ITV).
  • Get a total monthly cost for your car in The Car Finance Contract in order to have “a true all in one Car Solution” from just one supplier. There are NO hidden costs.
 
For the R2B program we require the following paperwork:
 
  • Driving License
  • Passport
  • NIE nr
  • Bank Details
  • Credit card
  • Document of evidence of Spanish address: Rent contract, escritura, copia simple or empadronamiento
  • Water or Electricity Bill
  • Proof of income
 
Please note that we request a * down payment of 25% of the car value + 2 monthly payments when signing the contract.
 
* (30% down payment for car prices above € 20.000,-)
 
The monthly payment includes: Insurance, ITV, IVTM & 3 months guarantee on the engine and gearbox.
 
The car will be kept in our name during the whole finance period. When the last monthly payment has been received we will change the car papers into the clients name for an additional payment of € 210,-.
 
Thank you for your interest in Direct Car Group!